Real estate appraisal services for homeowners in the city of Hattiesburg and Forrest County
The top reasons Mississippi homeowners call on Appraisal Services and Solutions, LLC:
At Appraisal Services and Solutions, LLC, we understand the particular needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. But as a consumer, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Appraisal Services and Solutions, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.
Challenging a property tax assessmentIf you live in an area that is going down or not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Appraisal Services and Solutions, LLC is your best weapon.
Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're veterans in helping people just like you dismiss unneeded and unwanted PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be inopportune from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Appraisal Services and Solutions, LLC can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for accuracy? An appraiser from Appraisal Services and Solutions, LLC can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. Even though most appraisal reviews are requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.